A business is more than its owner. Key person coverage pays the company when the one person it cannot spare is gone. Shareholder coverage keeps a death from forcing a sale. Corporate-owned coverage lets the business pay the premium and name itself the beneficiary. The product is insurance. The lesson is knowing who the business cannot lose.
October 3, 2026
Who the Business Needs
Message to self Being prepared is half the victory.
Note by Sanjeevan Premkumar ·
